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Checking
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All of our checking products take full advantage of the cost saving, super convenient features of Internet Banking. While they still incorporate paper checks, we do automatically image those checks and then promote their Electronic Delivery. This opens a whole new world of opportunities for saving your imaged statements and checks on your hard drive, organized in any fashion you wish for easy retrieval at a later time. You can also access your accounts online with NetBanc and/or ExecuBanc from anywhere and go back as far as 18 months and download entire month's worth of imaged statements and checks as desired! And of course, you can pay virtually all your bills electronically. In short...
why put up with envelopes stuffed with paper checks any longer?
Furthermore, these very powerful features are totally free with no minimum balance required. Conversely, although "Conventional Statement" continue to be offered, they are very labor-intensive, require "postal" delivery and thus are increasingly expensive to provide. The following products have been priced accordingly.
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| Student Checking is designed specifically for young adults under the age of 18. It complements the SMART Savings Account. |
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| Premier Checking is attractive to any individual aged 55 and over. It features a full list of additional, value added services at no extra cost. |
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| Regular Checking is available to any individual, non-profit organization or sole proprietorship business that uses the owner's social security number for tax purposes. |
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| Commercial Checking applies to any type of business including sole proprietorship, corporate, partnership or cooperative. It also includes non-profit organizations such as schools, churches, foundations or local units of government. |
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| NOW Checking is an interest bearing account available to individuals, public service or non-profit organizations and sole proprietorship businesses that use the owner's social security number for tax purposes. |
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| Money Market Checking similar to NOW Checking except it offers a different rate structure of interest. It is available to individuals, public service or non-profit organizations and sole proprietorship businesses that use the owner's social security number for tax purposes. |
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| Ultima Checking is similar to Money Market Checking except it pays an even higher rate of interest depending on the account balance. It is available to individuals, public service or non-profit organizations and sole proprietorship businesses that use the owner's social security number for tax purposes. |
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| Liquid Asset Checking is designed specifically for "public service" organizations such as school districts and state, county, township or municipal government. This very unique, highly liquid demand account offers interest rates competitive with any on the national market. |
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