Online Security Statement

Ultima Bank Minnesota has taken extensive measures to ensure our clients can access their account information both securely and safely at all times. We have the systems and strategies in place to effectively manage any risk of doing business over the web. These include:

  • Fire Wall- Hardware and software used to prevent unauthorized Internet users from getting into our internal networks. Monitored 24 hours a day.
  • Access IDs & Passwords- allow a constantly updated way for us to selectively allow customers and employees into our system. If an Access ID and Password is tried three times unsuccessfully, the online access privileges will be denied until manually reset by Online Banking Personnel.
  • MultiFactor Authentication- Provides for an added layer of security when logging on to your Online Banking access. We will provide you with a known image and phrase before you provide us with your Password information so that you can be assured that you are on our actual page.
  • Passworded Statement Delivery- For customers who choose to receive their statements electronically, your statement will be received by electronic mail and will be password protected.
  • Encryption- All transactions are encrypted using 128 bit SSL technology. Our SSL certificates are issued by GeoTrust and can be viewed in each of the NetBanc and ExecuBanc products by clicking on the GeoTrust image at the bottom of the page.
  • Audit Trails and Access Logs- We keep track of both clients and employees activity on our system.
  • Intrusion Detection- We have hardware and software systems in place which detect if someone is trying to get in illegally.

There are also things that clients can do to help protect themselves as well. Never give out your Access ID and Password to anyone or write it down and identify it as your password. Never use an obvious password or one that could be easily guessed, such as a name or address. If you ever feel that your Access ID or Password has been compromised, please contact us immediately at 435-2265 (if local) or (800) 421-2588.
Ultima Bank Minnesota Privacy Statement