You owe it to yourself

News & Information

Happenings and Dates to Remember

Fosston Rotary 5K will be held on Saturday, May 3rd at 10:00 a.m. with a kidís 1K at 9:30.

Bemidji Jaycees Water Carnival July 2- 6, 2014 

The Bemidji Dragonboat Festival July 30 - Aug 2, 2014 

Beltrami county Fair July 30 - Aug 3, 2014

Highway 2 Cruisers annual car show is Saturday, August 23, from 10:00 to 2:00.

First Care Foundationís 4th Tango & Cash will be held on Saturday, October 18, at the Fosston Civic Center.












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Mission & Vision

To take full advantage of the ever-expanding World Wide Web, and subsequently reap the many benefits of E-Commerce, one must ask:

What is the point to have the world wired to your front door if your organization is not wired internally?

That is, we need a well planned Intranet that complements the Internet. But that in turn begs the question:

What good is it to be wired internally without the right appliances to fully utilize both the Internet and Intranet?

Put another way, our challenge today is how do we fully harness the technology that already has transformed UBM into the "Virtual Bank" it has become, i.e., being available at anytime from anywhere in the world. As a result, we have elevated Our Vision to a new level, i.e.,

To function in such a manner that any transaction performed on paper is the exception... not the norm.

This will become critical in order to minimize operating costs while paying top salaries and yet remain competitive.

In keeping with Our Vision, our ongoing Mission is to be...

Your Ultimate e-Commerce Solution!

However, merely being the provider of such will not get the job done, i.e., without related special training and software support. Therefore, while we at UBM remain fully committed to providing the entire set of "old-fashioned" bank services to which we are all accustomed, Our Mission goes well beyond the traditional.