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News & Information

Join us for our Christmas Open House on Thursday, December 20th at all of our UBM Branch Locations.

Holiday Hours:

~All UBM branches will close at 1:00 p.m. on Christmas Eve and will be closed on Christmas Day.  Normal banking hours will resume on Wednesday, December 26th.

~All UBM branches will be open on New Year's Eve, but will be closed New Year's Day.  Normal banking hours will resume Wednesday, January 2, 2019.

Like and Follow us on Facebook to stay up-to-date on all of our bank happenings, holiday closings and special events. 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Business Retirement Accounts

Traditional IRA

The Traditional IRA is a high yielding Investment Account designed to encourage saving toward retirement with "before tax" dollars. Any individual, with earned income,  under age 70 1/2 years of age is eligible to enroll in this program. Please note The IRS imposes a 10% penalty for premature distribution before age 59 1/2.

Account Terms

Roth IRA

The Roth IRA is a high yielding, nondeductible Investment Account that features tax-free withdrawals of certain distributions after a five-year holding period. It is designed to encourage saving toward retirement with "after tax" dollars. An individual with earned income, regardless of age is eligible to enroll in this program. Please note The IRS imposes a 10% penalty for premature distribution before age 59 1/2.

Account Terms

Request a UBM IRA account application

Please consult your tax advisor for additional information.

Please contact us for interest rates and terms.