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Current Rates - Savings

 

Interest accrual begins on the first business day after the day we receive your deposit. Interest is calculated daily based on your available balance, then compounded and credited to your account quarterly (except for the UBM Direct Savings which is monthly). The interest rate is variable, is subject to change without notice and tiered according to your account balance. Fees could reduce earnings.

Account
Name
Available
Balance
Interest Rate
(In %)
Annual Percentage
Yield (APY In %)

UBM Direct...

1,000-499,999.99 1.59 1.60
500,000.00 & Over 2.00 2.02

SMART...

Any Amount 3.00 3.04

Christmas Club...

Any Amount .25 .25

Regular...

Any Amount .35 .35

Money Market...

0-2,499 0.00 0.00
2,500-9,999 .35 .35
10,000-24,999 .40 .40
25,000-49,999 .45 .45
50,000-74,999 .50 .50
75,000 & Over .55 .55

Ultima...

0-9,999 0.00 0.00
10,000-24,999 .45 .45
25,000-49,999 .55 .55
50,000-74,999 .60 .60
75,000-99,999 .70 .70
100,000 & Over .80 .80

 Rates are accurate as of  .