You owe it to yourself

News & Information

Happenings and Dates to Remember

Happy Birthday UBM!  Join us in celebrating our 111 years with cupcakes on Thursday, August 20th at all UBM locations.


We will be closed Monday, September 7th for Labor Day. 


Visit the Healthy U Fosston site for timely information on various health topics.












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Other Fees

Other Service Charges

Account Reconciliation and/or Research $25 per hour, $25 minimum
ACH Origination (Via ACH Direct) See ExecuBanc Service Fees
Additional Statement Mailing $5 per Mailing
Cut-Off Statement, Per Request $2 per statement
Credit Card Cash Advances No Charge
Check Cashing* $5 up to $100, $2 per $100 thereafter
Canadian Exchange Current Exchange Rate Plus 3%
Coin Counting (Non-Customer) $5 up to $100, 3% thereafter
Money Orders  
  ·Personal (Up to $1,000) $3
  ·Bank (Usually $1,000 & Over) $3
Collection Item $25
  ·Incoming $0.50 per page; $2.50 minimum
  ·Outgoing $1 per page; $5 minimum
Counter Checks $0.25 per check
Notary Public  
  ·Bank Customers Free
  ·Non-Customers $5
Paid Overdraft/NSF Charge-Per Item** $27
Returned NSF Charge-Per Item** $27
Continuous Overdraft for 10 days** $27 charged to account
Returned Deposited or Cashed Checks $10 per item
Garnishments, Executions, Levies $25 per service
Affidavits (ACH or Forgery) $25 per item
Ready Reserve Transfer $3 per transfer - no charge if statement is e-mailed
Photocopies $0.50 per page
Stop Payments $15 online or renewal, $25 if called in
Wire Transfers $30 (outgoing), $20 (incoming), $75 foreign (minimum)
Dormant Accounts:  
Checking- if no activity for 1 year & balance falls below $100 $5.00/statement cycle
Savings- if no activity for 2 years & balance falls below $100 $5.00/statement cycle
Safe Deposit Boxes (Annual Rent)***  
  Box Size Regular Customer Senior Citizen
  3 x 5 inches $25 $20
  5 x 5 inches $35 $25
  3 x 10 inches $50 $40
  5 x 10 inches $60 $50

*Charges apply if check is not drawn on our bank and customer does not have a compensating balance in deposit accounts to cover the check being cashed.

** Fee applies to NSF (non-sufficient fund) items created by checks, in-person withdrawals, or by any other electronic means.

*** Safe Deposit Boxes not available at our Bemidji location