You owe it to yourself

News & Information

This August, UBM celebrated 114 years.  A big thank you to our communities and our customers, we could not do it without you!

 

 

 

 

 

 

 

 

 

 

 

 

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Retirement Accounts

Two types of IRA's are available...

Traditional IRA

The Traditional IRA is a high yielding Investment Account designed to encourage saving toward retirement with "before tax" dollars. Any individual, with earned income,  under age 70 1/2 years of age is eligible to enroll in this program. Please note The IRS imposes a 10% penalty for premature distribution before age 59 1/2.

Account Terms

Roth IRA

The Roth IRA is a high yielding, nondeductible Investment Account that features tax-free withdrawals of certain distributions after a five-year holding period. It is designed to encourage saving toward retirement with "after tax" dollars. An individual with earned income, regardless of age is eligible to enroll in this program. Please note The IRS imposes a 10% penalty for premature distribution before age 59 1/2.

Account Terms

Request a UBM IRA account application

Please consult your tax advisor for additional information.

Please contact us for interest rates and terms.