Welcome to Ultima Bank Minnesota

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As our world gets closer to real-time payments, we would like to let you know there is now a 3rd Same-Day ACH window that will occur daily at 4:30 p.m. This means that electronic debits and credits may process through your account later in the day than they have in the past. These debits and credits should not present outside of the anticipated dates set between your vendor and you, but may present later in the day than you are accustomed.  If an item comes in late in the day, we will watch for online banking transfers, night drop deposits and early morning transactions as we monitor overdrafts. We can also help you set up an account sweep from a savings account or line of credit to cover any unanticipated debit transactions. Feel free to contact us at 800-421-2588 if you have any questions or need assistance in setting up overdraft protection on your accounts.
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Your Wallet Just Got Smarter

Now you can use Apple Pay, Google Pay or Samsung Pay with your Ultima Bank Minnesota debit card to pay at checkout in stores, online or in-app purchases. 

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Rain or Shine

We're ready with a full set of ag related loan products, including equipment, livestock, operating lines of credit and real estate.  

Online Access...

Banking wherever you wish, from the convenience of home, or anywhere! Schedule payments, review statements, transfer funds and more.

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A SMART Account

It’s never too early to start saving for college. Practice sound financial management with an amazing rate!

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Debit Card Flexibility

Manage your debit card from your phone. Set spending limits, monitor activity or turn your card off if lost or stolen!

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Finances On-The-Go

The perfect and secure eSolution to your mobile banking needs. Transfer funds, make deposits and more.

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Deposit @ Your Office

Remote Deposit – allowing our commercial customers increased efficiency with timely and convenient check deposits.