| Regular | Now | Premier | Money Market | Ultima | |
|---|---|---|---|---|---|
| Minimum balance required to earn interest* | Non-interest bearing account | $500 | Non-interest bearing account |
None
Tiered Rate
|
None
Tiered Rate
|
| Minimum balance required (to override per check fee) |
$250 | $500 | None required |
$1,000
|
$10,000
|
| Learn More | Learn More | Learn More | Learn More | Learn More |
Personal Checking
Not all checking accounts are the same. While all offer checkwriting capabilities, UBM's offer so much more. Whether you want secure delivery of statements and images with eStatement, access to your accounts online with NetBanc, or on-the-go with MobileBanc, we have a product to help you. Our app-based MobileBanc also allows for single check deposits with eDeposit all at no cost. Add paying your bills through ePay and we've got you covered!
With eStatement delivery, you receive:
- No Minimum Balance Required
- Statements and Notices accessible via NetBanc
- No per item fees
- Free MobileBanc/eDeposit Access
- UBM Debit Card ***
- Free Ready Reserve Transfers (upon approved credit)
The following fees will apply if you do not receive your statement electronically:
- $3.00/Statement - Statement mailed with no images (No charge for Premier or Ultima)
- $5.00/Statement - Statement mailed with images
- $5.00/Statement - Additional statements produced/mailed
- $3.00/Transfer - Ready Reserve (upon approved credit)
- $2.00/Month - UBM Debit Card (subject to qualification) ***
- $0.15 each - Per debit item fee **
- $0.15 each - Per transit (non UBM check) item deposited fee **
*Interest accrual begins on the first business day after the day we receive your deposit. Interest is calculated daily based on your available balance, then compounded and credited to your account monthly. The Interest Rate is variable and subject to change without notice. If your balance falls below the minimum, interest will not be paid for that month. Fees could reduce earnings.
**These Fees Are Charged Only If Balance Falls Below Required Minimum
*** Transaction subject to ISA Fee of .09% of the Transaction Amount when card is used Internationally
To open a Checking Account, please stop in at any one of our UBM locations
